Be covered not just insured!
Why use Megalines for NDIS Insurance?
At Megalines, and in the many years of specializing in the Care and Disability Industry, we have gained a deep knowledge of the sector including the current and ongoing legislative landscape. We adopt a risk based and person centered approach which means we can provide you with the best, most relevant advice for your unique risk exposures. We are very much aware that for your sector, some of your services present higher risk exposures than others which is why an off the shelf policy would not cater to your unique needs. Our clear understanding of your risk exposures therefore positions us as the right provider for your insurance solutions. Our insurance and risk management approach have been developed to cater for the unique needs of the disability service sector - from sole traders through to large organizations. We offer a wide range a flexible tailored covers which are also extremely competitively priced.
Special Needs Industry Needs Special Insurance
Life is full of risks and accidents and mistakes do happen even with the best care and attention.
Unfortunately these can sometimes have legal, reputational, regulatory and/or financial ramifications.
Insurance policies are put in place to protect individuals and organisations against the adverse consequences of these risks. These claims can be anything from a lost mobile phone to a complex liability matter.
The disability Industry is a Special needs Industry and for this reason, NDIS providers require special Insurance which are not readily available simply "over the counter". Specialist and expert advice is required to ensure adequate coverage.
Disability Service Providers Insurance
Are you supplying NDIS services or are you a disability care business? Megalines have created tailored and affordable insurance solutions specifically for your needs, including covers such as Public Liability, Professional Indemnity Property and Motor insurances.
Megalines also have a dedicated and experienced team with over 70 years' experience, who understand your industry and its risks. Our team is personable, contactable and always at your service at any time.
Our Annual NDIS Premium indications
| Support Coordinator for Disability and Aged Care Services | From $499 ++ a year |
| Aged and/or Disability Care Worker | From $299 ++ a year |
*Premiums are indicative only as multiple factors could influence rating*
When it comes to NDIS Insurance, we cover the Essentials including:
Public and products liability
If third parties suffer an injury or property damage as a result of your organisation's activities, we can ensure that you, your employees and your volunteers are protected in the event of a claim
Property and crime
We make sure you're covered for loss, theft or damage to items that generally don't leave your premises. However, if some items do need to leave the premises, we can ensure they're covered too, just give us a call.
Owned Motor Vehicles
Comprehensive motor cover protects your organisation's (including leased) vehicles.
Combined Professional indemnity, Management liability & Employment Practices liability
Cover for your organisation's directors, officers and bearers against legal obligation for actions arising from their duties. It also protects your organisation against alleged wrongful acts, and extends to employment practices liability and fidelity.
Voluntary workers personal accident
Age shouldn't be an obstacle to volunteering or your insurance, so we offer a policy with no age limit. Your volunteers will be covered no matter how old.
Non-Owned Motor Vehicle
This covers loss of excess, no claim bonus and hire costs for vehicles not owned by your organisation (such as those owned by employees & volunteers) while being used on behalf of the organisation.
Cyber cover
As a disability service provider or NDIS-aligned business you will store a lot of personal information on your systems. With the recent rise in cyber hacks and attacks, and the fact that standard insurance policies won't protect you in the event of one, what would happen if you were one of those impacted? We've worked with our cyber risk experts to develop a comprehensive and competitively priced insurance cover that protects your organisation.